body {
	margin: 0;
	padding: 0;
	background: #F4F9FC;
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #6E6F73;
}

img {
	border: 0;
}

a {
	color: #002E74;
	text-decoration: none;
}

a:hover {
	text-decoration: underline;
}

h1 {
	font-size: 18px;
	font-weight: normal;
	color: #002E74;
}

h2 {
	font-size: 16px;
	font-weight: normal;
	color: #002E74;
}

h3 {
	margin: 0;
	font-weight: normal;
	color: #002E74;
}

.title {
	color: #002E74;
	font-size: 12px;
}

hr {
	width: 1000px;
	margin-left: -20px;
	color: #6E6F73;
	background-color: #6E6F73; 
	border: 1px dotted #6E6F73; 
	border-style: none none dotted; 
}

#bottomRightContent hr {
	width: 709px;
	color: #F4F9FC;
	background-color: #F4F9FC; 
	border: 1px dotted #6E6F73; 
	border-style: none none dotted; 
}

#headerContainer {
	
	height: 37px;
	width: 100%;
	background: url(../images/bkg_top.jpg) repeat-x top left #FFFFFF;
	text-align:center;
	position: relative;
	padding-top: 7px;
	
}

.search {
	margin: 0;
	font-weight: normal;
	color: #002E74;
	padding-top: 12px;
}

.schwabImage {
	float: right; 
	position: absolute;
	top: 0;
	right: 40px;
	margin-top: -7px;
}

.centered {
	width: 1000px;	
	margin-left: -500px;
	position: absolute;
	left: 50%;	
	text-align: left;
}

#navContainer {
	
	
	height: 115px;
	width: 100%;
	background: #FFFFFF;
	text-align:center;
	position: relative;
}


#nav {
	height: 115px;
	width: 1000px;	
	margin-left: -500px;
	position: absolute;
	left: 50%;	
	text-align: left;
}

#mainNav {
	color: #002E74;
	font-size: 15px;
	
	list-style: none;
	margin: 0;
	padding: 0;
	position: absolute;
	top: 79px;
	left: 200px;
	z-index: 500;
}

#mainNav li {
	display: block;
	float: left;
	margin: 0 28px 0 0 ;
	height: 36px;
	position: relative;
	z-index: 10;

}


#mainNav li a {
	display: block;
	height: 18px;
	padding: 10px 20px 8px 20px;
}
#mainNav li a:hover {
	text-decoration: none;
}
	
#mainNav li:hover {
	text-decoration: none;
	background: #CCD5E3;
	
}

#mainNav li ul {
	margin: 0;
	padding: 0;
	list-style: none;
	display: none;
	position: absolute;	
	border-top: 1px solid #BFC4CD;
	width: 100%;
	
}

#mainNav li:hover ul {
	width: 100%;
	display: block;
	
}

#mainNav li ul li {
	background: #EAEEF5;
	height: 18px;
	width: 100%;
	padding: 10px 20px 8px 20px;
	
	clear:left;	
}

#mainNav li ul li a:link, #mainNav li ul li a:visited {
	padding: 0;
	font-size: 14px;
}

.navRaquo {
	color: #6E6F73;
}


#contentContainer {
	
	width: 100%;
	min-height: 500px;
	text-align:center;
	position: relative;
	z-index: 0;
}

.templateID1 {
	background: url(../images/bkg_middle.jpg) top left repeat-x    ;
}

.templateID2 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID3 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID4 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID5 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID6 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID7 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID8 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}
.templateID9 {
	background: url(../images/bkg_sub_middle.jpg) top left repeat-x    ;
}

#footer {
	clear: both;
	width: 1000px;	
	color: #002E74;
	font-size: 11px;
	text-align: center;	
	border-top: 1px dotted #6E6F73;
	padding: 20px 0 30px 0;
	
	bottom: 0;
}

.searchBox {
	width: 140px;
	height: 12px;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	color: #6E6F73;
}

.learnMore {
	font-size: 13px;
	color: #002E74;
}

#bottomRightNews {
	font-size: 10px;
}

#bottomRightNews h1 {	
	padding-left: 30px; 
	padding-right: 20px;
}

#bottomRightNews dl {
	padding-top: 5px;
}
#bottomRightNews dd {
	margin: 0;
	padding-bottom: 15px; 
	padding-left: 30px; 
	padding-right: 20px;
/*	border-bottom: 1px dotted #6E6F73;*/
}

#bottomRightNews  dt {
	font-size: 13px;
	color: #002E74;
	padding-left: 30px; 
	padding-right: 20px;
}

#bottomRightNews p {
	margin: 0;
}

#bottomRightNews #seeAllNews {
	margin-left: 35px;
}

#topRight h1 {
	margin-top: 0;
	font-size: 28px;
}
#topRight p {
	margin-top: 0;
	font-size: 12px;
}

#shadow {
	background:url(../images/shadow.png) top left repeat-x; 
	width: 100%; 
	height: 17px; 
	position: absolute; 
	top: 0; 
	left: 0;
	z-index: 100;
}

#topRightInfo {

	margin-right: 20px;
	margin-bottom: 30px;
	float: right; 
	padding: 35px 30px 0 30px; 
	width: 220px; 
	height: 144px;
	position: relative;
	
}

#topRightInfo h1 {
	font-size: 28px;
	margin: 0;
	
}
#topRightInfo  h2 {
	
	color: #6E6F73;
	margin: 0;
	font-weight: normal;
	font-size: 18px;
}

#topRightSub {

	margin-right: 20px;
	margin-bottom: 30px;
	float: right; 
	padding: 35px 30px 0 30px; 
	width: 220px; 
	height: 144px;
	position: relative;
	
}

#topRightSub h1 {
	font-size: 28px;
	margin: 0;
	
}
#topRightSub  h2 {
	
	color: #6E6F73;
	margin: 0;
	font-weight: normal;
	font-size: 18px;
}

#topRightRoot {

	margin-right: 20px;
	margin-bottom: 30px;
	float: right; 
	padding: 40px 30px 0 30px; 
	width: 220px; 
	height: 139px;
	position: relative;
	
}

#topRightRoot h1 {
	margin: 0;
	font-size: 28px;
}

#topRightRoot p {

}

#topRightTeam h1 {
	font-size: 21px;
}

#topRightTeam p {
	font-size: 12px;
}

#teamMenu {
	clear: left; 
	position: relative; 	
	height: 71px; 
	padding: 17px 40px;; 
	width: 920px;
}

.teamMember {
	width: 230px; 
	float: left; 
	height: 100%; 
	position: relative;
}

.teamMember a {
	display: block;
	width: 100%;
	height: 100%;
}

.teamMember a img {
	border: 3px solid #F4F9FC;
	margin-right: 12px;
	float: left;
}

.teamMember a:hover {
	text-decoration: none;
}

.teamMember img.sel {
	border: 3px solid #FAAF40;
}

.teamMember a:hover img  {
	border: 3px solid #FAAF40;
}

.navName {
	line-height: 25px;
	font-size: 13px;
}

.navCredentials {
	font-size: 11px;
	color: #6E6F73;
}

#teamMemberInfo img {
	margin-right: 20px;
}

#teamMemberInfo h1 {
	margin: 0;
	font-size: 16px
}

#teamMemberInfo h4 {
	margin: 0;
	font-size: 12px;
	font-weight: normal;
}

#leftNav {
	clear: both;
	float: left;
	width: 211px; 
	padding: 40px 20px;
}

#leftNav #leftNavUL {
	list-style: none; padding: 0; margin: 0; width: 211px;
}

#leftNav #leftNavUL li {
	margin: 0;
	padding: 5px 10px;
	
	 display: block;
	 
	 
}


#leftNav #leftNavUL li:hover, #leftNav #leftNavUL li.over {
	background-color: #CCD5E3;
	
}

#leftNav #leftNavUL li a.file {
	background: url(../images/pdf_icon.png) no-repeat 0px 0px;
	padding-left: 32px;
	min-height: 26px;
	height:auto !important;
  	height:26px;

	 padding-top: 1px;
}
#leftNav #leftNavUL li.sel {
	background-color: #CCD5E3;
}

#leftNav #leftNavUL li.dot {
	 border-top: 1px dotted #6E6F73;
}


#leftNav #leftNavUL li a {
	display: block;
	font-size: 14px;
}

#leftNav #leftNavUL li a.sublink {
	font-size: 12px;
}

#leftNav #leftNavUL li a:hover {
	text-decoration: none;
}

#bottomRightContent {
	float: left; 
	margin: 30px 30px 40px 50px; 
	padding-right: 25px;
	width: 644px;
	font-size: 12px;
	
}

#bottomRightContent h1 {
	font-size: 16px;
	color: #002E74;
}

#bottomLeft {
	clear: both; 
	float: left; 
	padding: 10px 50px 40px 35px; 
	width: 615px;
}

#bottomLeftContact {
	clear: both;
	float: left;
	width: 389px; 
	padding: 40px 20px;
}

#bottomLeftContact #map {
	height: 352px;
	width: 389px;
}


#bottomRightContact {
	float: left; 
	margin: 30px 55px 40px 20px; 
	width: 496px;
	font-size: 12px;
	
}

#bottomRightContact h1 {
	font-size: 16px;
	color: #002E74;
}



#bottomFullContent {
	clear: both;
	padding: 30px 55px 40px 45px;
	width: 870px;
	font-size: 12px;
	
}

#bottomFullContent h1 {
	font-size: 16px;
	color: #002E74;
}

#comparison {
	padding-top: 10px;
}

#comparison td {
	vertical-align: top;
	padding: 15px 25px 15px 15px;
	
}

#comparison th {
	font-size: 12px;
	color: #002E74;
	font-weight: normal;
	padding: 15px 25px 15px 15px;
}


#comparison td.title {
	font-size: 12px;
	color: #002E74;
	font-weight: normal;
	padding-left: 30px;
	vertical-align: middle;
	width: 190px;

}

#comparison td.odd {
	background: #E2E5ED;
}

#comparison td.even {

}

#contactTable td {
	padding-bottom: 16px;
}

#contactTable td.title {
	width: 120px;
}

#contactTable .raquo {
	color: #6E6F73;
}


#comparison td.ba, #comparison td.aa, #comparison th.ba, #comparison th.aa {
	border-left: 1px solid #002E74;
	width: 345px
}

.cTimeValue ul {
	margin-left: 0px;
	padding-left: 14px;
}

.cTimeValue #COMPUTE {
	background: url(http://www.baycityfinancial.com/images/btn_compute.png) no-repeat;
	width: 139px;
	height: 43px;
	cursor: pointer;	
	border: none;
	text-indent: -1000em;

}

.cTimeValue #COMPUTE:hover {
	background: url(http://www.baycityfinancial.com/images/btn_compute_over.png) no-repeat;
	width: 139px;
	height: 43px;
	cursor: pointer;
}
.cTimeValue #tvcCOMPUTE {
	background: url(http://www.baycityfinancial.com/images/btn_compute.png) no-repeat;
	width: 139px;
	height: 43px;
	cursor: pointer;
	border: none;
	
	text-indent: -1000em;

}

.cTimeValue #tvcCOMPUTE:hover {
	background: url(http://www.baycityfinancial.com/images/btn_compute_over.png) no-repeat;
	width: 139px;
	height: 43px;
	cursor: pointer;
	border: none;
}

.mfmmpTable ul {
	list-style: none;
	padding-left: 0;
	margin-left: 0;
}

.mfmmpTable ul li {
	background:url(../images/bullet_raquo002E73.png) no-repeat 3px 0px;
	
	padding-left: 20px;