Company

Our People

Experience. Accountability. Performance. This is what you can expect to find at Bay City Financial.

Read more about our professional staff in the pages below. 

Richard A. Joines

CRPS®
Financial Advisor
Retirement Plan Specialist

Combined degree in Business Administration and Computer Science from Western Washington University
 

Rick has significant experience working for and with corporations of all sizes. He worked for Advanced Technology Laboratories, Inc. for twelve years holding positions as Configuration Manager, Base Data Manager, Business Analyst, Master Production Scheduler and Senior Buyer/Planner. In 1998, Rick began working for Piper Jaffrey, and joined Bay City Financial Services in June of 2002. Rick is an instructor at Whatcom Community College teaching classes in financial topics and has also served for the Boys and Girls Club of Whatcom County. He grew up in Kirkland, WA and currently lives in Bellingham with his wife, Treva.